preheat oven at 350,mix flour baking powder, baking soda, salt and spices to bowl, blend well; set aside, beat eggs, pumpkin, sugars, milk, and oil in large bowl,with wire wisk until well blended. Add dry ingredients: stir until moist, stir in chopped chocolate. Grease a 9x5 inch loaf pan, pour in batter, bake 55min-an hour,or until tooth pick comes out clean,cool for 10 min.,take out bread, cool on rack, cut into 18(1/2 inch thick)slices.Serve.